Power your growth. We finance your aspirations.
From the kirana shop owner in Sikar to the supply-chain SME in Saharanpur, we deliver credit that travels the last mile — with cashless disbursal, transparent pricing, and no hidden charges.
A decade of last-mile lending across India.
Credit, engineered for real Indian businesses.
Eight purpose-built products covering everything from a ₹30,000 micro-enterprise loan in a tier-3 town to multi-crore corporate term financing.
Micro Enterprise Loan
Unsecured credit for kirana shops, dairy farmers, tailors, mechanics and women-led SHGs. Disbursed cashless to bank accounts in <72 hours.
Explore productLoan Against Property
Unlock the value sitting in your home, shop or warehouse. Higher ticket sizes, longer tenures, predictable EMIs against fully-owned residential or commercial property.
Explore productVehicle Financing
Auto, two-wheeler and commercial vehicle loans with rapid registration support.
ExploreElectric Two-Wheeler
Concessional rates for EV adoption — empowering India's clean mobility transition.
ExploreSupply Chain Finance
Working capital for vendors, dealers and channel partners across the supply chain.
ExploreCorporate Lending
Structured term loans, working capital and growth capital for mid-market companies, SMEs and fellow NBFCs — backed by a decade of credit underwriting expertise.
Explore productCo-Lending Partnership
Originate with us. Distribute through our 50+ branches. Scale together.
Partner with usWhoever you are, we have a path to credit.
Personal credit, when it matters most.
Whether it's a child's education, a medical emergency, your daughter's wedding, or financing your first electric scooter — we believe individual borrowers deserve fast, fair, and transparent credit.
- Minimal documentationAadhaar, PAN, income proof. That's largely it.
- Cashless disbursementDirect credit to your bank account in 48–72 hours.
- Flexible repaymentChoose tenure that fits your cashflow — 6 to 120 months.
From application to disbursal — usually under 72 hours.
Apply online or at a branch
Fill in basic details, upload Aadhaar and PAN, share income proof. No long forms, no jargon.
Credit assessment
Our team reviews your profile and visits in person where needed — same week, often same day.
Sanction & e-sign
Receive your sanction letter with transparent terms. Sign digitally via Aadhaar-based e-NACH.
Cashless disbursal
Loan amount credited directly to your bank. No cheques, no cash, no waiting.
Built on six promises we never compromise on.
RBI-registered NBFC
Registration No. B-14.03064. Full regulatory compliance with quarterly returns and CIBIL reporting.
Cashless, instant disbursal
Direct bank credit via NEFT/RTGS. Track your application status in real time.
No hidden charges
Processing fees, foreclosure terms and interest rates declared upfront — in your sanction letter.
Competitive interest rates
Starting at 11.5% for secured products. Risk-based pricing tailored to your repayment capacity.
Fast turnaround
Most MSME applications sanctioned within 48 hours. LAP within 7 working days.
Flexible repayment tenure
From 6 months to 15 years. Pre-pay or part-pay without punitive charges.
Backed by 23+ banks & financial institutions.
SBI · ICICI · SIDBI · Tata Capital · AU Small Finance · Federal Bank · Yes Bank · MAS · NABSamruddhi · Muthoot · and more.
Originating partners across our 10+ co-lending arrangements.
Money View · LoanTap · OTO Capital · Prest Loans · Janasha Finance · Livfin · True Balance · CashVia · Samavesh Finserve · Swastik Finance.
Real businesses. Real growth.
Real loans, deployed on time.
"Grow Money Capital was instrumental in expanding our reach into rural Haryana. Their branch network and underwriting depth made co-lending with them seamless — and our portfolio quality has been consistently strong."
"As a small dairy farmer in Jhunjhunu, I needed working capital quickly. Grow Money's team visited my farm, sanctioned a ₹75,000 loan in three days, and didn't make me run to the city even once."
"We needed a ₹2.5 crore term loan to expand our textile unit. The Grow Money corporate team understood our cashflow seasonality and structured a tenor that didn't strain us. Genuine partners."
Transparency you can audit.
All regulatory filings, quarterly results, board composition and corporate governance documents — published quarterly, archived completely. Now with visual growth metrics.