Founded in 2013, Grow Money Capital is an RBI-registered NBFC that has spent the last decade extending credit to the borrowers traditional banks struggle to reach — small businesses, dairy farmers, transporters, women entrepreneurs and last-mile traders across Northern India.
Our corporate headquarters at Barakhamba Road, New Delhi — the nerve centre of our 50+ branch network.
When we started Grow Money Capital in 2013, the idea was simple: bring the discipline of formal lending to underserved geographies, and bring the empathy of a relationship lender to large-scale operations.
Today, we operate 50+ branches across Haryana, Rajasthan and Uttar Pradesh, supported by 23+ lender partnerships including SBI, ICICI Bank, SIDBI, Tata Capital, AU Small Finance Bank, Federal Bank, Yes Bank, MAS Financial, NABSamruddhi, and others.
We focus on what we do best — MSME credit, vehicle financing, loan against property, supply chain finance and corporate lending — and we partner with digital-first lenders through our co-lending program to extend India's credit reach further.
Visit a BranchWe grow only as fast as our underwriting can keep up. Portfolio quality is non-negotiable — every cycle proves the wisdom of conservative credit standards.
A loan in a tier-3 town deserves the same standard of service as one in Delhi. Our 50+ branches make that possible — not call centres, but real branches, real people.
Every sanction letter declares the full cost of credit. Every customer gets a copy of our Fair Practices Code. There are no fine-print surprises at Grow Money Capital.
Registered with the Reserve Bank of India as a non-deposit-taking NBFC under Registration Number B-14.03064.
Expanded operations into Rajasthan and Uttar Pradesh, opening 25+ branches focused on MSME credit.
Began co-lending partnerships under the RBI framework with fintechs including Money View, Janasha Finance and LoanTap.
Introduced concessional financing for electric two-wheelers, supporting India's green transition.
Crossed ₹500 Cr cumulative disbursements with a lender consortium of 23+ banks and FIs (illustrative).
Launched API-led co-lending stack with e-KYC, e-NACH and instant disbursement capabilities.
Our 350+ field staff and branch officers across 50+ branches are the reason we can underwrite a dairy farmer in Jhunjhunu the same week she applies.
Financial literacy programs, women entrepreneurship support, and EV adoption initiatives — explore our Corporate Social Responsibility focus areas.