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RBI Registered NBFC · B-14.03064 +91 96679 00421
Grow Money Capital team meeting
211 New Delhi House

Our corporate headquarters at Barakhamba Road, New Delhi — the nerve centre of our 50+ branch network.

Who We Are

India's NBFCs are the bridge between formal banking and the real economy. We've been building that bridge for over a decade.

When we started Grow Money Capital in 2013, the idea was simple: bring the discipline of formal lending to underserved geographies, and bring the empathy of a relationship lender to large-scale operations.

Today, we operate 50+ branches across Haryana, Rajasthan and Uttar Pradesh, supported by 23+ lender partnerships including SBI, ICICI Bank, SIDBI, Tata Capital, AU Small Finance Bank, Federal Bank, Yes Bank, MAS Financial, NABSamruddhi, and others.

We focus on what we do best — MSME credit, vehicle financing, loan against property, supply chain finance and corporate lending — and we partner with digital-first lenders through our co-lending program to extend India's credit reach further.

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Our Pillars

Three principles that have guided us through every credit cycle.

01

Discipline before scale

We grow only as fast as our underwriting can keep up. Portfolio quality is non-negotiable — every cycle proves the wisdom of conservative credit standards.

02

Reach without compromise

A loan in a tier-3 town deserves the same standard of service as one in Delhi. Our 50+ branches make that possible — not call centres, but real branches, real people.

03

Transparency by default

Every sanction letter declares the full cost of credit. Every customer gets a copy of our Fair Practices Code. There are no fine-print surprises at Grow Money Capital.

Milestones

A decade of disciplined expansion.

2013

Founded in Delhi

Registered with the Reserve Bank of India as a non-deposit-taking NBFC under Registration Number B-14.03064.

2017

Branch network crosses 25

Expanded operations into Rajasthan and Uttar Pradesh, opening 25+ branches focused on MSME credit.

2020

Co-lending platform launched

Began co-lending partnerships under the RBI framework with fintechs including Money View, Janasha Finance and LoanTap.

2022

Electric mobility financing

Introduced concessional financing for electric two-wheelers, supporting India's green transition.

2024

50+ branches & 23 lenders

Crossed ₹500 Cr cumulative disbursements with a lender consortium of 23+ banks and FIs (illustrative).

2025

Digital-first transformation

Launched API-led co-lending stack with e-KYC, e-NACH and instant disbursement capabilities.

Our People in the Field

Behind every loan — a branch officer who knows your name.

Our 350+ field staff and branch officers across 50+ branches are the reason we can underwrite a dairy farmer in Jhunjhunu the same week she applies.

Ready to grow with us?

Whether you need credit or a co-lending partner —
we'd love to talk.

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