Skip to main content
RBI Registered NBFC · B-14.03064 +91 96679 00421

Our role.

Grow Money Capital Pvt. Ltd. — RBI Registration B-14.03064, CIN U65999DL2013PTC257123 — is the regulated lender for the loans listed below. We hold the loan on our balance sheet, set the credit policy, sanction the loan, and disburse funds directly to the borrower's bank account.

Our digital lending partners (also called originating partners) assist us with customer acquisition, KYC, credit scoring, servicing, recovery or collections — under contracts that comply with RBI norms. Grow Money Capital remains responsible for the conduct of these partners in their dealings with you.

Section 1

Loan apps backed by Grow Money Capital.

CashVia (cashvia.in) is a digital-first personal lending platform backed by Grow Money Capital, offering instant personal loans to urban salaried borrowers via web, Android and iOS apps. Loans originated through CashVia are booked on Grow Money Capital's balance sheet under formal partnership terms compliant with the RBI Digital Lending Directions 2025. Beyond CashVia, digital loans are also sourced through the originating partners listed in Section 2 below. All loan apps are registered with RBI's CIMS portal.

Learn more about CashVia
Section 2

Our digital lending partners.

The following partners operate loan apps through which loans are originated on Grow Money Capital's balance sheet. Each card lists the loan terms, partner contact details, and grievance officer.

Money View

Active
Functional roleOrigination, KYC verification, credit scoring, customer servicing
ProductUnsecured personal loans
Loan terms
Loan amount
₹10,000 – ₹5,00,000
Tenure
3 – 60 months
Interest rate (APR)
15% – 36% p.a.
Processing fee
Up to 4% + GST
Loan appmoneyview.in · Android & iOS
Grievance officerMr. Ramesh Iyer · grievance@moneyview.in · +91 80 4567 8910
Privacy policymoneyview.in/privacy
Updated15 April 2025

Janasha Finance

Active
Functional roleMSME loan origination, joint co-lending
ProductMSME working capital, supply chain finance
Loan terms
Loan amount
₹1L – ₹25L
Tenure
6 – 36 months
Interest rate (APR)
14% – 24% p.a.
Processing fee
Up to 3% + GST
Loan appjanashafinance.com · Web
Grievance officerMs. Priya Mehra · gro@janashafinance.com · +91 22 6789 0123
Updated22 March 2025

LoanTap

Active
Functional roleSalaried personal loan origination
ProductPersonal loans for salaried borrowers
Loan terms
Loan amount
₹25,000 – ₹10,00,000
Tenure
3 – 60 months
Interest rate (APR)
12% – 30% p.a.
Processing fee
Up to 2.5% + GST
Loan apploantap.in · Android & iOS
Grievance officerMr. Sanjay Kapoor · grievance@loantap.in · +91 20 6789 1234
Privacy policyloantap.in/privacy
Updated10 May 2025

OTO Capital

Active
Functional roleTwo-wheeler loan origination, dealer tie-ups
ProductTwo-wheeler & EV two-wheeler financing
Loan terms
Loan amount
₹40,000 – ₹2,50,000
Tenure
12 – 48 months
Interest rate (APR)
11% – 22% p.a.
Processing fee
Up to 2% + GST
Loan appoto.capital · Android & iOS
Grievance officerMr. Karthik R · grievance@oto.capital · +91 80 7890 1234
Privacy policyoto.capital/privacy
Updated5 May 2025

Prest Loans

Active
Functional roleConsumer durables loan origination at point-of-sale
ProductConsumer durable EMI loans
Loan terms
Loan amount
₹5,000 – ₹1,50,000
Tenure
3 – 24 months
Interest rate (APR)
14% – 28% p.a.
Processing fee
Up to 3% + GST
Loan appprestloans.com · Web
Grievance officerMs. Anita Rao · gro@prestloans.com · +91 80 6543 2109
Updated1 April 2025

Swastik Finance

Active
Functional roleRural & semi-urban lending origination
ProductMicrofinance JLG loans, agri loans
Loan terms
Loan amount
₹15,000 – ₹75,000
Tenure
12 – 36 months
Interest rate (APR)
22% – 28% p.a.
Processing fee
Up to 2.5% + GST
Loan appswastikfinance.com · Web & branch-led
Grievance officerMr. Deepak Sharma · grievance@swastikfinance.com · +91 141 234 5678
Updated12 February 2025

Livfin

Active
Functional roleHealthcare financing origination
ProductMedical expense loans, healthcare EMIs
Loan terms
Loan amount
₹20,000 – ₹5,00,000
Tenure
3 – 36 months
Interest rate (APR)
13% – 24% p.a.
Processing fee
Up to 3% + GST
Loan applivfin.com · Web
Grievance officerMs. Neha Agarwal · grievance@livfin.com · +91 22 5678 9012
Privacy policylivfin.com/privacy
Updated28 March 2025

True Balance

Active
Functional roleSmall-ticket personal loan origination via app
ProductSmall-ticket personal loans
Loan terms
Loan amount
₹5,000 – ₹1,00,000
Tenure
3 – 18 months
Interest rate (APR)
18% – 36% p.a.
Processing fee
Up to 5% + GST
Loan apptruebalance.io · Android
Grievance officerMr. Hyungoo Choi · grievance@truebalance.io · +91 124 678 9012
Updated18 May 2025

CashVia GMC-BACKED

Active
Functional roleUrban salaried personal loan origination
ProductInstant personal loans (digital-first)
Loan terms
Loan amount
₹10,000 – ₹2,00,000
Tenure
3 – 24 months
Interest rate (APR)
13% – 28% p.a.
Processing fee
Up to 3% + GST
Loan appcashvia.in · Android & iOS
Grievance officerMs. Pooja Bansal · grievance@cashvia.in · +91 11 4567 8910
Privacy policycashvia.in/privacy
Updated20 May 2025

Samavesh Finserve

Active
Functional roleTier-3 town MSME loan origination & collection
ProductMSME term loans, micro-enterprise loans
Loan terms
Loan amount
₹50,000 – ₹10,00,000
Tenure
12 – 60 months
Interest rate (APR)
18% – 28% p.a.
Processing fee
Up to 2.5% + GST
Loan appsamaveshfinserve.com · Web
Grievance officerMr. Rohit Mishra · grievance@samaveshfinserve.com · +91 22 3456 7890
Updated8 February 2025

List last updated: 20 May 2025 · All partner contracts are reviewed annually. Any termination, suspension or onboarding of a new partner will be reflected here within 7 working days.

Section 3

If something goes wrong with your loan.

If you have a concern about a loan originated through any partner above, we encourage you to follow this escalation path so we can resolve it for you.

01

Contact the partner first

Each partner card above lists a grievance officer — name, email, phone. They typically respond within 3 working days.

02

Escalate to Grow Money Capital

If unresolved within 7 working days, write to our Grievance Officer at grievance@growmoneycapital.com — we'll engage with the partner and respond within 7 working days.

03

Customer care alternatives

Call +91 96679 00421 or visit our nearest branch. Full grievance escalation details are on the Contact page.

Per RBI requirements, if your concern remains unresolved after 30 days, you may also approach the Reserve Bank of India's Integrated Ombudsman Scheme via the Complaint Management System (cms.rbi.org.in). For unauthorised lending apps falsely claiming a tie-up with Grow Money Capital, please report them on the RBI Sachet portal.
Also See

Related information.

Suspect an unauthorised loan app?

Report it to us — and to the RBI.

If you've been approached by an app or company claiming to lend on behalf of Grow Money Capital that isn't listed above, please report it immediately.

Chat on WhatsApp